Weddings can be expensive affairs. According to The Knot’s Real Weddings Study, the average cost of a wedding in the United States in 2019 is 33,900 dollars—and this does not even include the honeymoon expenses.
The truth is it is easy to spend more than you intend to, even when you start wedding budget planning. This is especially true if you want to ensure your special day is as perfect as possible. To help you have a memorable celebration without going broke, here are some ways to create the ideal budget and stick with it:
Be realistic about your budget
The most important tip for dealing with wedding expenses is to know how much you can afford. For instance, if you expect to have a grand ceremony and reception, you may not be able to do so at a ten-thousand-dollar budget. So, manage your expectations and avoid setting an unrealistically low budget to avoid disappointments.
If you still don’t know how much you want to spend on your wedding, consider researching wedding budgets to have a clearer idea of the real numbers and see what fits into a specific budget. Don’t forget to discuss with your partner, family, and those paying to prevent misunderstandings when the bills are due and ensure everyone is on the same page.
Make DIY decor with friends and family
Decors can seem budget-friendly, but their expenses can add up, particularly if you have them outsourced by a professional. If you have budget constraints yet lots of free time, why not consider doing DIY wedding decorations and giveaways? Ask for help from family and friends to complete projects you can handle yourself. This will add a touch of personality to your wedding and bond with your loved ones.
Rent your outfit
Wedding dresses and suits can be costly. So instead of buying costly new outfits that you may only wear once, you may look into renting, borrowing, or shopping secondhand. Who knows, you may even discover a beautiful vintage wedding dress from thrift shops that will surely make you the star of your wedding!
Explore cheaper wedding cake options
The cake is often the star of the wedding, but getting a multi-tiered, elaborately decorated one can hurt your budget. Avoid spending too much money on a fancy cake by exploring cheaper options, like candy bars or cupcakes. You can even present a dummy cake for display, then serve guests with a slice of tasty sheet cake.
Consider taking a personal loan
If you are a bride-and-groom-to-be, you have several options for borrowing money to afford the happily ever after you want and deserve. One of these is securing a personal loan, and it has lots of benefits.
When you secure an installment loan in Bessemer from us, you can get the funds you need on the same day, ranging from 202-1,491 dollars, with clear repayment plans. Other advantages include avoiding borrowing money from friends and family, keeping your savings for other expenses, and getting potentially lower interest rates than credit cards. In other words, you can plan your dream wedding without worrying about budget constraints.
Your wedding is a one-of-a-kind event, and one of the best ways to celebrate it is to ensure you have enough money to pay for it. To create a budget, follow these tips. A wedding loan can also be a smart way to afford your wedding without draining your savings. Secure your finances today!
Bessemer Finance is a company offering personal loans in Bessemer. We have various personal loaning options with affordable payment plans that are sure to fit your needs. Contact us to apply or learn more about your options!